AFROEXPRESSPAY PRIVACY POLICY

1. Collection of information

a. Privacy Policy. By agreeing to this User Agreement, you acknowledge and consent to our Privacy Policy which is an agreement between you and the Company. The Privacy Policy can be found on our website.

b. Customer Identification Program. To help the government fight the funding of terrorism and money laundering activities, U.S. law requires that we obtain, verify, and record information about you. We may require that you provide us with nonpublic, personal, identifying information about you, your Recipient or your Beneficiary. We may also lawfully obtain information about you from other sources without your knowledge, including non-personal identifying information that we may obtain while you visit our websites.

c. Government Disclosures. We may provide information about you and your Transactions to government authorities and enforcement agencies, as described in our Privacy Policy.

d. Verifying information. You authorize us, directly or through third parties, to make any inquiries we consider necessary to validate the information that you provide to us. This may include asking you for additional information, requiring you to take steps to confirm ownership of your e-mail address, mobile device or financial instruments, or verifying your information against third party databases or through other sources. This may also include verifying your Beneficiary's information.

2. Communications with the Customer.

We will keep you informed through electronic means (email or SMS and other digital means such as pop-up messages or push notifications).

All communications or notifications to be made to the Customer shall be made in electronic format, telephone, fax or other similar means; AfroExpressPay is not responsible for sending printed communications on paper, unless expressly agreed with the Customer for a particular matter.

3. Disclaimer of liability for the improper use of Customer's personal data.

AfroExpressPay is not responsible for the theft of passwords or its consequences.

The Customer is solely and exclusively responsible for the protection of personal data and transactions done on the website utilizing the Customer’s information. AfroExpressPay is not responsible for the improper use of Customer’s personal data and the consequences derived from the misuse by the Customer or unauthorized third parties.

4. Online security and privacy at AfroExpressPay.

At AfroExpressPay, we take your privacy and data seriously. We are committed to securing your financial information and we employ proven technology to protect and secure your personal information. We are certified and accredited by third party privacy organizations. We partner with major banks and leading retailers.

We use 128-bit data security encryption, so all information sent between your web browser and our website remains private and secure. The entire website, even pages viewed without logging in, is served via encrypted, secure pages.

The servers we use to store your information are protected both physically and electronically. They reside behind a firewall and are not directly connected to the Internet. We regularly audit our security policies to ensure the protection of your personal data. All AfroExpressPay employees pass financial and criminal background checks as a condition of employment.

5. Intellectual property.

You acknowledge that the Service, including but not limited to the content of our websites, text, graphics, links, buttons, logos, and images, as well as all other patents, copyrights, trademarks, trade secrets, service marks, logos, and product and service names are owned exclusively by Company (the "Intellectual Property").

You agree not to display, use, copy, or modify the Intellectual Property in any manner.

You are authorized solely to view and retain a copy of the pages of our websites for your own personal, non-commercial use.

You further agree not to:
(i) engage in or use any automated devices, data mining, robots, scraping or similar data gathering or extraction methods to access or use the Service;
(ii) modify, copy, frame, scrape, rent, lease, loan, sell, distribute or create derivative works based on the Service, in whole or in part, except that the foregoing does not apply to the information that you legally upload to the Service;
(iii) remove or alter any author, trademark or other proprietary notice or legend displayed on our websites (or printed pages thereof); or
(iv) infringe Company's or any third party's copyright, patent, trademark, trade secret or other intellectual property rights, or rights of publicity or privacy.

The technology and software underlying the Service or distributed in connection therewith are the property of AfroExpressPay, its affiliates and Service Providers (the "Software").

Subject to the terms and conditions of this User Agreement, AfroExpressPay hereby grants you a non-transferable, non-sub licensable, and non-exclusive right and license to use the object code of any Software on your device(s) solely in connection with the Service, provided that you agree not to copy (except as expressly provided herein), modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, or otherwise transfer any right in the Software.

Any rights not expressly granted herein are reserved by Company.

6. Business communications.

After obtaining your consent to do so, we will send you information via email. You can revoke your previously granted consent to receive communications through our website.

AfroExpressPay will communicate with you by electronic mail or by equivalent means of electronic communication. You hereby acknowledge your intention to accept and expressly consent to the receipt of said communications. You may revoke your consent and opt out through this website.